How to Buy Bitcoin With A Credit and Check Cards – Instantly

How to Buy Bitcoin with Credit and Check Cards

Last updated: 8/25/2019

If you are looking for a platform that allows you to instantly trade cryptocurrencies without the need for registration or verification of identity, then the bitcoin exchange below is the answer you seek.

Headquartered in Malta, this exchange operates in a special way that’s quite different from most other platforms. The platform works with an automatic trading robot that integrates well with some of the most prominent trading platforms & best bitcoin exchanges in the world.

In this article, we will take a proper look at Changelly, and every information needed to get started on the platform, but first;

What is Changelly?

Changelly is a cryptocurrency exchange platform that allows its users to anonymously trade different types of cryptocurrencies. According to the company, it allows users to quickly trade cryptocurrencies when they want to, without needing to go through any unnecessary procedures.

Changelly Services

The most popular service offered on Changelly to buy bitcoin with credit and check cards is the instant exchange of cryptocurrencies for other cryptocurrencies while keeping the identity of the user anonymous. This service is accessible on the website of the company, its mobile App and on third party wallets.

Some very popular wallets from which Changelly can be accessed include Ledger, Jaxx, TREZOR, Exodus, and Edge.

An integration with Simplex allows you to use a credit card to buy bitcoin on the website.

Although the company boasts a lot about the simplicity it offers, and its ability to keep the identity users relatively anonymous, it also states that it would need to carry out a full verification on trades or users that may seem suspicious.

Currencies Supported and Payment Methods

Unlike most other cryptocurrency exchange services, Changelly supports a wide range of cryptocurrencies. Offering access to about 140 different cryptocurrencies worldwide. With such a range of cryptocurrencies support, you can be sure of the elimination of any fuss that would have occurred in the exchange of any two currencies. This is unlike the operation of other traditional cryptocurrency trading platforms where trading pairs are mostly limited and users put through the stress of having to make multiple transactions before receiving their desired cryptocurrency.

In the case of Changelly, you are able to exchange any pair of cryptocurrencies available on the platform without having to go through the stress of making multiple transactions. All you need is to make your selection and then allow the pair to handle every other thing.

Recently, the first currency option was included in the Changelly payment method, with debit and credit card allowed for purchase. Although this is an addition that offers a lot of convenience to new users, it is still important to pay proper attention to the fee that this addition comes with.

Changelly Fees

One of the most outstanding features of Changelly is its ability to charge a static-rate fee for all major transaction. This means that you are guaranteed to pay a 0.5% fee on all transactions, irrespective of type or volume, which a lot of crypto-reviewers consider to be a fairly competitive fee.

We must, however, state here that trading platforms like Kraken and Bitstamp offer cheaper rates to traders who work directly on them. But if you desire to trade on multiple coins alternatively, then Changelly is the platform for you, because it guarantees cheaper trades in this circumstance.

In a case where you are to trade with Fiat currency, the rate for transaction fee starts to vary, mostly due to the difference in the exchange rate.

Before trading, however, the platform ensures to warn you about the variance in fees, and they claim that they can’t control this. The major reason behind this inability to control the hike in transaction charge is the need for a third-party payment service to complete such transactions.

Buying Limit

The company sets its buying limit to differ based on the transaction type. When exchanging crypto for crypto, for instance, the company does not set any limit on the amount of transaction you can perform. When transacting with fiat currency, however, there is a buying limit, and the buying limit is dependent on the country you are transactions from.

When transacting from USA, Australia, and Canada, a limit of $50 is set for the first transaction. You are then open to making another transaction of up to $100 in four days. Seven days after your first purchase, you would be able to make a purchase of $500. You are not allowed to make more than three transactions in the first week.

If you are trading from the CIS region (i.e. Russia, Belarus, Ukraine, Kazakhstan, Georgia, and Armenia) – you will be limited to a transaction of $200 on the first transaction. After 24 hours, you will be eligible for your first limit increase. The total limit for the first month is $10,000.

For the EU and other countries, users would be eligible for an initial limit of $100 for their first transaction. They would be able to make their next purchase in 4 days with a limit of $200 and $500 when it gets to the 7th day. You can’t go beyond 6 transactions from these countries within the first week.

The following limits apply for the purchase of Bitcoin through credit card transactions:

  • Daily limit: $20,000
  • First transaction: $10,000
  • Monthly Limits: $50,000

Supported Countries

It is stated clearly in the terms of service of Changelly accepts any countries around the world except for a few countries, but deposits will be converted into Euro or USD.

Users from the following countries would not be able to make any transactions on the exchange:

Iran, Cuba, Crimea, North Korea, Sudan, Syria, Bolivia, and Bangladesh. Users from countries subject to the UN security council sanctions list will also not be eligible to make any transactions on the exchange.

Customer Support and Customer Reviews

From what we’ve seen so far, it is obvious that the whole industry is still in a stage where it is struggling to maintain consistently reliable customer service. To be honest, however, Changelly seems to be doing a decent job in this. Reports have it that team members are fast enough to reply to queries within a few hours.

The website is particularly designed to be easy to understand and navigate.

A quick tour through the website reveals a decent amount of positive reviews, but you will still find a few one-star reviews with customers complaining about missing funds and expensive trades.

Pros And Cons


  • Provides a simple and convenient way to trade different coins
  • Relatively anonymous


  • Rates are slightly higher when compared to other platforms

How to Create a Changelly Account

How to Deposit Money to Changelly & Purchase Bitcoin & other Cryptocurrencies


There you have it, everything you should know about Changelly before you begin trading on it. This platform has been around for a while, so you can trust that it will be genuine. However, it is important that you take a tour on their terms of services before starting out, to understand everything you need to about the platform before starting the process to buy bitcoin with credit and check cards instantly.

Visit Changelly

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